Understanding Property Deeds: A Complete Guide
Learn about different types of property deeds, when to use them, and how they protect your real estate investment.
What is a Property Deed?
A property deed is a legal document that transfers ownership of real estate from one party to another. Understanding the different types of deeds and their implications is crucial for any real estate transaction.
Types of Property Deeds
Warranty Deed
A warranty deed provides the highest level of protection for buyers. The seller guarantees that:
- They own the property free and clear
- There are no hidden liens or encumbrances
- They will defend the title against any claims
This is the most common type of deed used in residential real estate transactions.
Quitclaim Deed
A quitclaim deed transfers whatever interest the grantor has in the property, but makes no guarantees about the quality of that interest. These are commonly used for:
- Transfers between family members
- Clearing title issues
- Adding or removing a spouse from title
Grant Deed
A grant deed falls between a warranty deed and quitclaim deed, offering some protections but not the full guarantees of a warranty deed.
Why Proper Recording Matters
Recording your deed at the county recorder’s office is essential because it:
- Provides public notice of ownership
- Protects against fraudulent claims
- Establishes priority over other claims
- Creates an official record for title searches
How We Can Help
At Dependable Title Services, we handle the entire deed preparation and recording process online. Our platform allows you to:
- Submit deed information securely
- Track your document’s status in real-time
- Make payments online
- Receive confirmation when recording is complete
Get started with our online portal or contact us to learn more about our services.